hiding moneyI saw it all the time growing up, my grandmother squirreling away five dollars here, fifty dollars there, so that my grandfather wouldn’t find it. I even caught her slipping bills out of grandpa’s jeans pocket before church a few times and when I called her out on breaking one of the Commandments, I was met with an icy stare and a warning to mind my business.

As I got older, and bolder, I started to ask about all the secrecy going on. I mean, they were a couple, couples are supposed to share everything including money, right? Granny would shake her head and tell me that I had so much to learn about life, love and marriage.

You see according to Grams, a woman always needed to keep a “f*&k you” stash just in case her man, as granny would say “want to make his eyes pass me.” Oh island logic, gotta love it. Hiding the money just ensured that if need be she could take care of things, or herself, without needing my grandpa or any other man around. The secret stash wasn’t lying, it was more of a security blanket.

Now I’m no dumb broad so I completely understand that no matter how much you love someone, sometimes ish just goes left and that worse than things going left, is things going left with you having no plan on how to get it right again. So having your own savings independent of the relationship isn’t that bad of an idea. My issue with it is the secrecy behind it.

Relationships are about trust, point blank period. The leap of faith it takes to even begin a new relationship takes an enormous amount of trust. Now, having your own savings account is fine, but having one that is secret from your partner is not.

To me, that undermines the trust. It says that you don’t trust this person enough to provide for you, to be responsible with financial decisions, to not break your heart and leave you needing money to make a clean getaway. Having to hide money from your partner doesn’t mean you’re being smart, it simply means you don’t trust them. And if you don’t trust them, why the hell are you with them?

No one is saying to live and love blindly when you’re in a relationship, if you want to have your own savings, have it, and tell your partner about it. You don’t have to disclose how much you’re saving exactly, but you should disclose the fact that it does exist. In my opinion, if you’re going to take the leap of faith, take it whole heartedly and honestly, lying no matter the form, has no place in a relationship.

Do you think it’s okay to hide money from your partner?

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  • apple

    i call it “insurance” ..you never know what can happen

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  • http://www.curlycrazy.com CurlyCrazy

    I definitely feel where your grandma is coming from. I plan to be married to my husband forever, but I also have my personal savings. He knows it’s there, but we don’t discuss it much. I hope I never have to use it, but it just makes me feel more secure to know it’s there.

    My husband is a wonderful, loving, and devoted man but you never know what will happen. Everything is going good right now, but people change, relationships change. Somewhere down the line he may fall out of love with me, or I may fall out of love with him, or he may cheat on me or leave me for another woman, etc.. And I never want to be stuck in a bad situation just because I can’t afford to leave. I’ve seen it happen to other people and I don’t want that to be me.

    If I recall correctly, the divorce rate here in the states is somewhere around 50%, so as much as I love my husband and think we’ll be together forever, I also know that 50% of the time things don’t work out as planned for whatever reason. I’m sure when those 50% were newlyweds they thought they’d be married forever too. I’m not perfect, neither is my husband, so I’m not going to pretend like it can’t happen to us, and if it does I know I’ll be alright. And if we grow old and grey together and I haven’t needed to use that money, we can put it toward our retirement or leave it for our kid’s inheritance.

    That being said, we also have a joint savings account and I think my husband may have a personal savings account as well. I don’t know, and frankly, as long as he’s still taking care of things at home, I really don’t care if he has an account he’s not telling me about.

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