I’m a 21-year-old senior in college and this year, I’ll be graduating without any student loans. Yes, you read that correctly. I have not had to take out a single loan since I’ve been in college. It’s important to note that I don’t come from a wealthy family, but between financial aid, scholarships and working…
College is expensive. Some students can’t afford a degree without a mixture of scholarships, grants and federal or private loans. The U.S. News & World Report found that 34 percent of undergraduate students signed for loans in the 2011 – 2012 academic year, which is a 4 percent increase from the 2008 – 2009 year….
The Great Recession ruined credit scores, lessened collective and familial wealth and sent thousands of home into foreclosure; but in the aftermath, millennials have less debt and are in better financial shape. The Pew Research Center examined the Federal Reserve Board and other government data and concluded that Generation Y shed more debt, but also…
Everyone that knows me knows that I am a budgetnista. When it comes to saving money I’ve done everything from brown bag lunches and clipping coupons to eating PB&J sandwiches every day for a month to pay off a debt. To me, these sacrifices are enough, but according to a newly released survey, most women…
I’m proud of the fact that, I achieved a couple major financial goals in my 20s, namely paying off all my credit card debt and building a career that has allowed me to save money every month. But this November, I will turn 32 — hmm, that’s sort of upsetting to actually see written down…
We are a little more than a month removed from President Obama’s triumphant re-election and his first second-term challenge has arisen. Instead of focusing his attention on organizing effective immigration reform or addressing critics of his drone strike policies, the President is battling Congress … again. All attention, in Washington and throughout the world, has…
You’ve seen the outlandish commercials and got those catchy tunes stuck in your head. Knowing your credit score is important, as it will help you measure your financial health as you enter into 2013. Being debt-free is one of the most popular resolutions that individuals make at the start of each New Year, but often they…
Black women have a tendency to literally shop until their bank balances drop towards the red. While they freely spend money on clothes and other items of little value, their finances and priorities are completely out-of-order. It can be soothing to spend, but in the end the stress of not being able to meet your…
The deadline to file your taxes is just around the corner, and although this year’s date (April 17) gives procrastinators two extra days to get it done, I’m sure some of you haven’t even gotten started yet. No worries. I’ve scoured the ‘net to give you a few tips to help you file your taxes…
Sparkling ocean, long stretches of beach, and the warm sugar-like sand of Miami can affordably be the backdrop of your daily life, now that it’s possible for young renters to lease low-cost luxurious digs. Posh pads meant to be second homes for the affluent that were built during the time of the big real estate…
