money and finance

Checking for a Sista: Stereotype or No Big Deal?

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So one day I was online looking for some more checks. Crazy right, I mean who uses checks anymore? Well, apparently I do. And since my bank, I won’t say which one but let’s just say it’s in America, charges freakin, $22 for a box...

New Credit Reports to Reflect Time Series Payment Data

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The way information appears on our credit reports is about to change. Soon consumers will see “Time Series Payment Data” on all reports. “Traditionally, credit card accounts on credit reports have contained balance information only as recent as your prior month’s statement, says John Ulzheimer,...

Build Good Credit Without Building Debt

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Fact: someday you’ll need and want bigger things in life for as little money as possible, whether that’s upgrading to a condo or a car that’s completely you. You’ll need positive information in your credit files and a good credit score for that! The bad...

Coupled-Up: 3 Ways to Protect Your Finances When He’s Living With You

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Love is looking and feeling real good. So good, in fact, that you both are also in love with the idea of letting him move in with you. Like the smart clutchette that you are, you’ve weighed the pros and cons, and conclude the pros...

I’ll Never Be a Baller

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I went to college on a partial scholarship, a gang of loans, a wing and a prayer. Despite literally being the hope and dream of my hard working parents, I majored in a major that don’t make money. And now, nearly 10 years after graduating,...